Cash Cow

Your financial companion

Welcome back

Sign in to continue
New here? Create account
U
—
Free plan
Telegram not linked

⚡ Upgrade Your Plan

Pick the plan that fits your financial journey

Free
US$0 /mo
Expense tracking
Retirement planner
Savings goals
3 AI insights/month
1 CSV export
Telegram bot
Priority support
✦ Popular
Pro
US$14.99 /mo
Everything in Free
3 AI insights/day
Unlimited exports
Telegram bot logging
Priority support
Early access
★ Max
Max
US$29.99 /mo
Everything in Pro
Unlimited AI insights
Telegram bot logging
Priority support
Early feature access
Link your Telegram
Tap the button below → click Open Telegram → click START BOT. Or copy the command and paste it manually in the bot.
Your link code:
/start XXXXXXXX
tap to copy

Expenses

Track every dollar
🔥 0-day streak!
U
Income
$0
Expenses
$0
Net this month
$0

Spending by Category

AI Insights

Link Telegram — log expenses by chat
Just type "coffee 5.50" in Telegram. Cash Cow does the rest.
Connect →

Your Details

S$
S$
S$

What-If Scenario

Years left
0
At retirement
$0
nominal
Real value
$0
today's dollars
Runway
0
years of income
Safe/mo
$0
4% rule
Needed/mo
$0
for target

Growth Projection

AI Insights

All Goals

AI Insights

Savings Rate

0%
of income saved this month
Target: 20%

Retirement ETA

—
projected retirement age at your current savings rate
Goal age
—
Monthly saved
S$0

Financial Health Score

0
/ 100
—

Savings Rate — Last 6 Months

What-If Simulator

New retire age
—
Years gained
0

Milestones

Add Transaction

S$
Enter a valid amount

Add Goal

Give it a name
S$
Enter a target
S$
S$

Confirm