Cash Cow

Your financial companion

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Free plan
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Unlimited tracking & logging
3 AI insights/month
1 CSV export
Retirement planner
Savings goals
Telegram bot
Priority support
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US$14.99 /mo
Expense tracking
Retirement planner
Savings goals & Progress
3 AI insights/day
Unlimited exports
Telegram bot logging
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Unlimited AI insights
Telegram bot logging
Priority support
Early feature access
Link your Telegram
Tap the button below → click Open Telegram → click START BOT. Or copy the command and paste it manually in the bot.
Your link code:
/start XXXXXXXX
tap to copy

Expenses

Track every dollar
🔥 0-day streak!
U
Income
$0
Expenses
$0
Net this month
$0

Spending by Category

Category Breakdown

Spending Trend

AI Insights

Link Telegram — log expenses by chat
Just type "coffee 5.50" in Telegram. Cash Cow does the rest.
Connect →

Your Details

S$
S$
S$

What-If Scenario

Years left
0
At retirement
$0
nominal
Real value
$0
today's dollars
Runway
0
years of income
Safe/mo
$0
4% rule
Needed/mo
$0
for target

Growth Projection

AI Insights

Monthly Commitments

Expenses
S$0
Income
S$0
Net
S$0

Recurring Expenses

None yet

Recurring Income

None yet

All Goals

AI Insights

Savings Rate

0%
of income saved this month
Target: 20%

Retirement ETA

—
projected retirement age at your current savings rate
Goal age
—
Monthly saved
S$0

Financial Health Score

0
/ 100
—

Savings Rate — Last 6 Months

What-If Simulator

New retire age
—
Years gained
0

Milestones

Account

Danger zone

Deleting your account permanently removes all your data — transactions, goals, profile, and savings. This cannot be undone and you will not be able to re-register with the same email.

Add Transaction

S$
Enter a valid amount

Add Goal

Give it a name
S$
Enter a target
S$
S$

Add Recurring

Give it a name
S$
Enter amount
Enter day (1–31)

Delete Account

This will permanently delete your account and all data — transactions, goals, savings, and profile. There is no undo. Type DELETE below to confirm.

👋 Welcome to Cash Cow

Before you continue, please read and accept our terms.

Terms of Service: Cash Cow is a personal finance tracking tool. You are responsible for the accuracy of data you enter. We do not provide regulated financial advice. Do not share your account credentials.

Privacy Policy: We collect your email and financial data you choose to enter, stored securely via Supabase. Your data is never sold. You can delete your account and all data at any time from Settings. By using Cash Cow you consent to this data collection.

Data security: All data is encrypted in transit (HTTPS) and at rest. Row-level security ensures only you can access your records.

By clicking "I Agree", you confirm you are 13+ years old and accept these terms.

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